FIRST COURSE

Pre-filing Credit Counseling Course

SECOND COURSE

Post-filing Debtor Education Course

Business Hours:

Monday – Friday: 9am – 11pm Eastern
Saturday: 9am – 5pm Eastern
Sunday: 11am – 8pm Eastern

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Which course do I need to take?

Individuals filing for bankruptcy must complete both the Pre-filing Credit Counseling Course and the Post-filing Debtor Education Course. The Credit Counseling Course must be completed before filing, and the Debtor Education Course must be completed after filing. Both courses may be taken online.